Knowing
Your Coverage
Regarding Restoration to Property Damage |
| Before disaster strikes...understand the coverage of
your insurance policies. Following are some questions
you may want to ask yourself or your insurance agent,
before a problem arises. |
- Do I have full replacement
cost or depreciated cash value?
- Do I have sewer back-up coverage?
- What if ground water comes
into my house/basement?
- Have I experienced a puffback?
- Renters - Do I have renters
insurance?
- Property Owners/Landlords
- Do I have property insurance? And do my tenants
have contents insurance?
- Do I understand what it means
by sudden & accidental vs. maintenance issues? Not
knowing the differences can create tremendous conflicts
and/or disappointments between you and your insurance
company in your time of need.
- Do I have an inventory of
my contents? (videos or photos)
- Do I understand my deductible
and how it applies?
- What about vandalism?
- What if I cannot live in
my home? Do I have coverage to stay elsewhere while
repairs are being made?
|
| Take the time to have your insurance agent explain your
plan to you and answer any questions that you may have. |
| When a problem arises where we can be of service, do
not hesitate to give us a call. If you have any questions
in regards to restoration services, please call us for
a consultation. |
| Insurance
companies who work with us to service their client's
claims: |
| ALLSTATE |
DONEGAL MUTUAL |
| ERIE |
GOODVILLE MUTUAL |
| HARLEYSVILLE |
NATIONWIDE |
| OLD GUARD |
STATE FARM |
| REAMSTOWN MUTUAL |
SHELBY INSURANCE
|
| CGU MID ATLANTIC
|
KEMPER INSURANCE |
| ROYAL SUN ALLIANCE |
LITITZ MUTUAL |
| SHARING PROGRAMS |
|
|
